MograPay – Acquirer Simulator

ISO 20022 Real-Time Message Processing Engine
Switch to ISO 8583
Card ISO 20022 XML 

                        

                    


                    
                    

                        

                             Card JSON
                            
                        

                        

                            

                        

                    


                    
                    

                        

                             Card Key-Value
                            
                        

                        

                            

                        

                    

                


                
                

                    

                        

                             Card Rails – ISO 20022 Payload
                             Live Mode
                        

                        

                            

                                

                                    
                                    

                                        

                                             Cardholder & Terminal
                                        


                                        
                                        

                                            
                                            

                                                
                                                
                                            

                                        


                                        
                                        

                                            

                                                
                                                

                                                    
                                                    
                                                

                                            

                                            

                                                
                                                

                                                    
                                                    
                                                

                                            

                                        


                                        
                                        

                                            

                                                
                                                

                                                    $
                                                    
                                                

                                            

                                            

                                                
                                                

                                                    
                                                    
                                                

                                            

                                        


                                        
                                        

                                            

                                                
                                                
                                            

                                            

                                                
                                                
                                            

                                        


                                        
                                        

                                            

                                                
                                                
                                            

                                            

                                                
                                                
                                            

                                        


                                        

                                            
                                            
                                        

                                    


                                    
                                    

                                        

                                             Card Protocol Payload Data
                                        


                                        

                                            
                                            
                                        


                                        

                                            
                                            
                                        


                                        

                                            
                                            
                                        


                                        

                                            
                                            
                                        


                                        

                                            
                                            
                                        


                                        

                                             Routing Decision
                                            

                                                

                                                    
                                                    
                                                    

                                                        
                                                    

                                                

                                            

                                        


                                        

                                    

                                

                            

                        

                    

                


                
                

                    

                        

                             Card Transaction Logs
                        

                        

                            

                                

                                    
                                        

                                            Time
                                            MsgType
                                            Amount
                                            Rail
                                            Acquirer
                                            Status
                                        

                                    
                                    
                                    
                                

                            

                        

                    

                

            

        


        
        

            

                
                

                    
                    

                        

                             ACH ISO 20022 XML
                            
                        

                        

                            

                        

                    


                    
                    

                        

                             ACH JSON
                            
                        

                        

                            

                        

                    


                    
                    

                        

                             ACH Key-Value
                            
                        

                        

                            

                        

                    

                


                
                

                    

                        

                             ACH / RTP – ISO 20022 Payload
                             Live Mode
                        

                        

                            

                                

                                    
                                    

                                        

                                             Debtor (Sender)
                                        


                                        

                                            
                                            
                                        


                                        

                                            
                                            
                                        


                                        

                                            
                                            
                                        


                                        

                                             Creditor (Receiver)
                                        


                                        

                                            
                                            
                                        


                                        

                                            
                                            
                                        


                                        

                                            
                                            
                                        


                                        

                                            
                                            
                                        

                                    


                                    
                                    

                                        

                                             Payment Data
                                        


                                        

                                            

                                                
                                                
                                            

                                            

                                                
                                                
                                            

                                        


                                        

                                            
                                            
                                        


                                        

                                            
                                            
                                        


                                        

                                            
                                            
                                        


                                        

                                            
                                            
                                        


                                        

                                             Routing Decision
                                            

                                                

                                                    
                                                    
                                                    

                                                        
                                                    

                                                

                                            

                                        


                                        

                                    

                                

                            

                        

                    

                


                
                

                    

                        

                             ACH Transaction Logs
                        

                        

                            

                                

                                    
                                        

                                            Time
                                            MsgType
                                            Amount
                                            Rail
                                            Bank
                                            Status