The Rail + The Brain for Modern Payments

MograPay is a unified orchestration + intelligence platform for ISO 8583 and ISO 20022 payments. We’re building the rail that moves money and the brain that understands risk, behavior, and routing.

Today, we’ve shipped a working prototype demonstrating Acquirer → Issuer flows using ISO 8583 in a .NET Core MVC WebApp. Next, we expand this into a full rail with switch, routing, replay, fraud rules, and an intelligence layer on top.

View Prototype Demo Explore Roadmap
Prototype Snapshot
  • .NET Core MVC WebApp
  • Simulated PoS → Acquirer → Issuer
  • ISO 8583 creation + parsing
  • Wire-level logs
  • Transaction visualization
Prototype

Acquirer/Issuer simulation, ISO 8583 flows, logs, and visualization. A working foundation proving the architecture and developer experience.

Rail

Switch simulator, routing engine, replay engine, fraud rules, multi-env Azure deployment, high-speed queues, and gRPC-based services.

Intelligence

Behavioral analytics, biometrics, ML scoring, routing intelligence, and fraud prediction built on top of rich orchestration data.

MograPay Rails + Brain
MograPay Rails + Brain